Warm Homes Scheme
LIVE NOW - A government-backed finance initiative
A warmer, more energy-efficient home could be within reach.
Explore low- and no-interest finance options for eligible
renewable energy improvements, with installation by an
MCS-certified installer like MPC Energy.
Loans are provided by participating lenders and are subject to eligibility, affordability and credit checks.
What is the Warm Homes Loan Scheme?
The Warm Homes Loan Scheme is a UK Government-backed initiative designed to help households finance clean-energy upgrades. Participating lenders provide the loans, with government support helping them offer reduced-interest products and, in some cases, interest-free options.
Upgrading your home with renewable energy technology can be a significant investment. The Warm Homes Loan Scheme has been introduced to help make these improvements more accessible.
Through participating finance providers, eligible households can access government-supported loans with interest-free or reduced-interest options, allowing the cost of improvements to be spread over an agreed repayment period.
Rather than paying the full installation cost upfront, eligible applicants can spread repayments over an agreed term through participating finance providers.
The scheme supports a range of eligible renewable and low-carbon technologies. Maximum supported loan amounts are shown below;
Air Source Heat Pump
Up to £20,000
Use energy from outdoor air to provide heating and hot water for your property.
Solar Panels
Up to £15,000
Generate renewable electricity at home and make use of energy when you need it.
Battery Storage
Up to £15,000
Store electricity for later use, including solar generation or off-peak electricity.
Why choose MPC Energy?
Renewable energy expertise you can rely on.
The scheme requires eligible improvements to be installed by an MCS-certified installer.
MPC Energy is MCS-accredited, giving customers the opportunity to discuss suitable renewable energy installations with an experienced team.
MCS-accredited installation for relevant technologies.
Solar PV and battery storage solutions.
Air source heat pump installations.
Tailored proposals based on your property and requirements.
Support from initial discussions through to installation.
Our Process
We will assist from home assessment, to design and planning, all the way to completing the installation via our in-house team. The loan application is made to a participating lender, not to MPC Energy or directly to the Government, but we will help you along the way.
Step 1 - Book Your Survey and Review Our Proposals
A home survey allows us to discuss your home, energy goals and the improvements you are considering. We will provide you with a proposal and quotation for the work.
Step 2 - Complete Loan Application
We will share the details with our participating lender, who will contact you to complete your loan application, comparing interest rates, fees, repayment terms and eligibility.
Step 3 - We Complete Your Installation
Once your loan is approved, you will be given a date for work to begin, and our engineers will handle the rest. Once the work is complete, you will receive your handover pack, along with a warmer home.

